See Your Mortgage Options
Without Touching Your
Credit Score
A soft pull shows you real rate estimates in minutes — no hard inquiry, no surprise dip on your credit report, no obligation.
Get Your Free Rate Estimate
Takes under 2 minutes. Your score stays untouched.
Full File Soft Pull Credit Reports
Real-time access to all three of the credit bureaus allows your company to pull credit reports with one click of a button. Pulling credit not only allows you to see the applicant's credit score, but it also allows you to see the consumer's full credit report. This will help your company match applicants to the best lending option. No social security number is needed!
How It Works
Four steps between you and a clear picture of your mortgage options.
Share Your Basics
Name, contact info, and property zip — that's it to get started.
We Run A Soft Check
A soft credit pull only — your score isn't affected and nothing shows up as an inquiry.
See Your Rate Options
Compare personalized estimates across loan types in one simple view.
Talk It Through
Connect with a licensed advisor when you're ready — no pressure, no obligation.
Who Is Soft Pull
Mortgage
Soft Pull Solutions is an authorized reseller of credit report services. What can our software help with?
Soft Vs. Hard Pull Credit Reports
| What Is Different? | Soft Pulls | Hard Pulls |
|---|---|---|
| Impact on consumer credit? | No | Yes |
| Social Security Number required? | No | Yes |
| Date of Birth required? | No | Yes |
| Does running an inquiry create trigger leads? | No | Yes |
| Do you need to print a Risk-Based Pricing Notification and give it to the consumer after you pull the report? | No | Yes |
| Is it a full credit report? | Yes | Yes |
| Is a FICO Score included with the report? | Yes | Yes |
| Is the report sufficient for tenant screening purposes? | Yes | Yes |
| Can I get consent over the phone? | Yes | Yes |
See An Example Of A Soft Pull Credit Report
Click below to view a sample of a soft pull credit report
View Our Soft Pull Credit Report ↗
Meet Duane Buziak
Leading the mortgage and software solution integration space with high-performance credit reporting architectures.
Duane Buziak has built a reputation for streamlining operational systems within the mortgage industry. By deploying cutting-edge credit integration portals, Duane helps modern financing firms maximize their workflows without excessive friction or unnecessary overhead.
With deep technical insight and a client-focused philosophy, Duane bridges the gap between secure compliance systems and real-time execution, empowering businesses to verify data safely and efficiently.
Soft Pull Solutions Platform Demonstration
If you work with a business, broker, or lender, and are in need of software to pull credit reports, Soft Pull Solutions offers a full range of verification services to make financing easy, safe, and predictable. Maintain full compliance with hard or soft credit pulls with access to the most reliable and accurate reporting information from the three most trusted credit bureaus. Make dependable financial decisions with integrated APIs, automated income checks, and credit reporting software anywhere, anytime.
Watch A Soft Pull Solutions Demo To See:
- Full credit report and score, delivered through a soft pull..
- No impact on the consumer's credit.
- No SSN needed.
- Website integration.
- Access to 40 different consumer and business reports.
Frequently Asked Questions
Clear answers to common questions about soft credit pulls and pre-qualification solutions.
A soft credit pull is a secure background check that allows lenders to review your credit file without creating a hard inquiry on your report. The major benefit is that it has absolutely zero impact on your credit score, allowing you to check real, personalized mortgage rates safely.
No, checking your rate options through our platform will not damage your credit score. Because we exclusively utilize soft credit pulling technology for initial quotes, your score remains perfectly protected throughout the pre-qualification matching phase.
Getting started is simple and minimal. We only request basic identifying criteria such as your legal name, standard contact information, and the property zip code. We do not require a Social Security Number (SSN) to provide initial estimates.
The personalized estimates provided are highly reliable because they pull live calculations matched directly against real-time bureau verification guidelines. While they serve as foundational loan estimates, final formal approvals match traditional closing validation files.
Yes, security is our top framework priority. Every data transfer channel running across our application forms is fully shielded behind institutional-grade encryption frameworks, data masking systems, and compliant server networks to guard your privacy.
Our platform architectural infrastructure pulls from integrated reporting networks synced with the nation’s top major credit repositories. This ensures that the custom calculations displayed on your dashboard match actual balanced profile weights.
Absolutely not. Our platform is designed to provide complete transparency without pressure. You are under zero obligation to proceed with any loan match or financing estimate presented unless you actively choose to connect with an advisor.
When you feel ready to discuss your matched estimation alternatives further, simply select the action trigger on your panel screen dashboard or submit an inquiry block to route an immediate custom call session with a dedicated licensed professional.